by Paige Berkholtz | Dec 20, 2023 | Consultation, Debt Management
As we bid farewell to the past year and embrace the fresh beginning of the new year, it’s an opportune time to reflect upon our financial situation and consider implementing a robust plan for financial restructuring. With resolutions high on our priority list,...
by Stanley Chen | Dec 9, 2023 | Debt Management
Spending Christmas on a budget doesn’t mean sacrificing the joy and meaning of the holiday season. There are plenty of creative and thoughtful ways to celebrate without breaking the bank. The Origins of Christmas Gifts For centuries, there has been some form of...
by Stanley Chen | Oct 13, 2023 | Debt Consolidation Canada, Debt Management
According to a 2022 survey released by BDO Canada, more than half of Canadians say they are living paycheck to paycheck. This trend is likely to continue with rising inflation and food costs. What if CRA unexpectedly assesses you for a balance owing on your taxes? How...
by Stanley Chen | Aug 14, 2023 | Consultation, Debt Management
Purchasing a vehicle will be one of your biggest expenses, especially if you’re going the financing route. An auto loan is a long-term commitment and will impact your finances and budgeting for years, so it’s very important to make the right choice that fits your...
by Stanley Chen | Jul 31, 2023 | Bankruptcy, Debt Management
Did you know that you will not lose all your assets if you file for Bankruptcy or a Consumer Proposal? A Bankruptcy or Proposal to creditors gives you protection from your creditors and allows you to make a fresh start. Bankruptcy exemptions are a topic that not many...
by Stanley Chen | Apr 3, 2023 | Debt Management
Stress is known to be bad for your health and one common cause of stress can be personal money management. Struggling to pay your bills can lead to mental health and physical issues including depression, anxiety, sleep problems, heart disease, and high blood pressure,...
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