by Rebecca Frederick | Nov 16, 2023 | Avoid Bankruptcy, Consultation
Journey of Life Everyone makes a plan to take off, to journey through life and in the end arrive at your destination: SUCCESS. Success is what our financial advisors focus on when planning for retirement. Success is what accountants and lawyers focus on when setting...
by Stanley Chen | Dec 23, 2022 | Avoid Bankruptcy, Bankruptcy
Did you know that the total number of small business bankruptcies in Canada was 13.6% higher in May of 2022 than the previous year? It’s unfortunate that small businesses find themselves in this situation but when small businesses in Canada find themselves struggling...
by Stanley Chen | Nov 2, 2022 | Avoid Bankruptcy, Consumer Proposals, Credit Rating
It’s normal to have some debt, whether it’s a mortgage or a car payment, but if you’re waist-deep in credit card and finance company loans and are seeing the debts being carried over month to month without going down, this is understandably frustrating and stressful. ...
by Rebecca Frederick | Mar 29, 2016 | Avoid Bankruptcy
Credit can become a normal part of managing your finances for a working person. A consistent stream of income with salary increases and bonuses make using credit as an advance on these future earnings an easy way to cover immediate expenses when you do not have cash...
by Rebecca Frederick | Mar 1, 2016 | Avoid Bankruptcy, Consolidation Loans, Consumer Proposals, Credit Card, Credit Counselling, Debt Consolidation Canada, How to Get Out of Debt
Consumer Proposals and Informal Proposals – Do You Know What You Are Signing? Credit counselling, orderly payment of debt, and consumer proposals are all useful ways to address a debt problem. The key to selecting the right option is knowing which program is right for...
by Rebecca Frederick | Jul 29, 2014 | Avoid Bankruptcy, How to Get Out of Debt
Bankruptcy vs Consumer Proposal: Protecting Your Assets This is our second article in our series comparing bankruptcy and proposals discussing some of the differences between bankruptcies and proposals. While both proceedings offer you protection from your creditors...
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