by Stanley Chen | Nov 20, 2023 | Credit Card, Credit Utilization
Have you ever wondered about the differences between credit card types or what kind of card you have? When it comes to credit cards, there are 4 main types: Prepaid credit cards Debit credit cards, Secured credit cards Unsecured credit cards Each card type has...
by Rebecca Frederick | Aug 22, 2022 | Credit Card, Credit Counselling, Debt Consolidation Canada, How to Get Out of Debt
Borrowing money is always a risk – for both you and the creditor. They want to ensure that, should you stop making payments, they will get the money they are owed. However, many people in Alberta experience harsh debt collection tactics and are treated unfairly....
by Rebecca Frederick | Mar 1, 2016 | Avoid Bankruptcy, Consolidation Loans, Consumer Proposals, Credit Card, Credit Counselling, Debt Consolidation Canada, How to Get Out of Debt
Consumer Proposals and Informal Proposals – Do You Know What You Are Signing? Credit counselling, orderly payment of debt, and consumer proposals are all useful ways to address a debt problem. The key to selecting the right option is knowing which program is right for...
by Rebecca Frederick | Dec 8, 2014 | Credit Card
Credit Repayment: Minimizing Interest, Fees and Money Stress There are generally two different arrangements for credit repayment: fixed and revolving. Fixed repayment is where you have made an agreement with your bank to pay them a set amount of money each month until...
by Rebecca Frederick | Oct 16, 2014 | Credit Card, Credit Rating, Joint Debt
When you sign up for a credit card or loan you’re obviously on the hook for the debt. But what if you’re a second cardholder and someone else is the primary cardholder – what are your responsibilties? Read on – you are about to find out that the devil is in the...
by Rebecca Frederick | Aug 22, 2014 | Credit Card, Credit Rating, Credit Utilization
Cash or Credit: It’s All Money, Right? Every day, we’re surrounded by “buy now, pay later” temptations. When we don’t have the actual cash to spend, it can be easy to convince ourselves that a credit card is essentially the same thing— money at the ready, just waiting...
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