by Rebecca Frederick | Oct 16, 2014 | Credit Card, Credit Rating, Joint Debt
When you sign up for a credit card or loan you’re obviously on the hook for the debt. But what if you’re a second cardholder and someone else is the primary cardholder – what are your responsibilties? Read on – you are about to find out that the devil is in the...
by Rebecca Frederick | Aug 22, 2014 | Credit Card, Credit Rating, Credit Utilization
Every day, we’re surrounded by “buy now, pay later” temptations. When we don’t have the actual cash to spend, it can be easy to convince ourselves that a credit card is essentially the same thing— money at the ready, just waiting to fill in the gaps in our budget,...
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