by Rebecca Frederick | Nov 24, 2022 | Bankruptcy, Business, Consolidation Loans, Consultation, Consumer Proposals, Credit Card, Credit Counselling, Credit Rating, Credit Utilization, Debt Consolidation Canada, Debt Management, Joint Debt, Orderly Payment of Debt, Uncategorized
What is Joint Debt? Joint debts are liabilities where the obligation for paying the debt falls on more than one party. A person can become joint on a debt when they share ownership of an asset – for example joint on a mortgage that is co-owned – when lenders can...
by Adster | Nov 2, 2022 | Avoid Bankruptcy, Consumer Proposals, Credit Rating
It’s normal to have some debt, whether it’s a mortgage or a car payment, but if you’re waist-deep in credit card and finance company loans and are seeing the debts being carried over month to month without going down, this is understandably frustrating and stressful. ...
by Rebecca Frederick | Jan 26, 2022 | Credit Counselling, Credit Rating
Have you claimed bankruptcy? Filed for debt consolidation? Do collection agencies call you every day? What caused your credit score to tank is one thing but knowing how to improve it can make the difference between financial distress and financial success! Our team at...
by Rebecca Frederick | Oct 16, 2014 | Credit Card, Credit Rating, Joint Debt
When you sign up for a credit card or loan you’re obviously on the hook for the debt. But what if you’re a second cardholder and someone else is the primary cardholder – what are your responsibilties? Read on – you are about to find out that the devil is in the...
by Rebecca Frederick | Aug 22, 2014 | Credit Card, Credit Rating, Credit Utilization
Every day, we’re surrounded by “buy now, pay later” temptations. When we don’t have the actual cash to spend, it can be easy to convince ourselves that a credit card is essentially the same thing— money at the ready, just waiting to fill in the gaps in our budget,...
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