by Rebecca Frederick | Nov 24, 2022 | Bankruptcy, Business, Consolidation Loans, Consultation, Consumer Proposals, Credit Card, Credit Counselling, Credit Rating, Credit Utilization, Debt Consolidation Canada, Debt Management, Joint Debt, Orderly Payment of Debt, Uncategorized
What is Joint Debt? Joint debts are liabilities where the obligation for paying the debt falls on more than one party. A person can become joint on a debt when they share ownership of an asset – for example joint on a mortgage that is co-owned – when lenders can...
by Rebecca Frederick | Aug 22, 2014 | Credit Card, Credit Rating, Credit Utilization
Every day, we’re surrounded by “buy now, pay later” temptations. When we don’t have the actual cash to spend, it can be easy to convince ourselves that a credit card is essentially the same thing— money at the ready, just waiting to fill in the gaps in our budget,...
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